First Time Buyer
You’re going to have loads of questions to ask as a first-time buyer. You’ll want to know things like the best ways to get a mortgage, what type will be the most suitable for you and should you choose a fixed rate, a discount rate, capped or tracker mortgage. But luckily, we are on hand to provide all the help you need.
Home Mover
Moving home can always feel like a daunting prospect. If you’re doing it for the first time, it can be tough to know where the pitfalls are.
There are some important things to consider before you take out an all-important mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.
Re Mortgaging
So, you’re on the property ladder, whether that’s recently or you’ve been in your home for several years. If you’re out of the lender’s initial tie-in period, you will have automatically been placed on the lender’s variable interest rate, which almost certainly means you’re paying more each month in mortgage payments than you were initially.
Buy-To-Let
Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority
